UAE Payment Industry

How to Send a Payment Link to Customers in the UAE

November 5, 2025
4-5 mins

Overview

For many small businesses in the UAE, setting up a full e-commerce website just to take payments isn’t practical. That’s where payment links come in — a fast, secure way to accept online card payments through SMS, email, or social media.


In this guide, you’ll learn how payment links work, who can use them, and how to get started with Red Dragon’s simple setup.

Step 1: What Are Payment Links?

A payment link is a secure URL generated by your payment provider.
When your customer clicks it, they’re taken to a checkout page where they can pay by Visa, Mastercard, or mobile wallet (Apple Pay / Google Pay).

Each link is unique, contains the invoice or transaction amount, and can be shared through:

  • WhatsApp
  • SMS
  • Email
  • Social platforms (Instagram, Facebook, etc.)

This makes it ideal for businesses that don’t have a website but still want to collect card payments.

Step 2: Benefits of Using Payment Links in the UAE

  • Instant setup: Start accepting payments in minutes — no website integration required.
  • Low costs: Pay only per transaction; no hardware or hosting fees.
  • Secure and compliant: PCI DSS Level 1 encryption, UAE Central Bank-approved processors.
  • Multi-channel: Perfect for remote orders, delivery services, or freelancers.
  • Automatic tracking: Every transaction appears in your merchant dashboard for easy reconciliation.

Step 3: How to Create and Send a Payment Link

  1. Log in to your merchant dashboard.
  2. Enter payment details — customer name, amount, description.
  3. Generate link (one-click creation).
  4. Share it via WhatsApp, email, or your invoicing tool.
  5. Receive instant confirmation when the payment is completed.

Customers don’t need to download an app — they simply pay in a browser window.

Step 4: Ideal Use-Cases for Payment Links

  • Freelancers & consultants issuing invoices
  • Delivery businesses collecting payment before dispatch
  • Boutiques / social sellers taking Instagram or WhatsApp orders
  • Service providers (e.g., salons, car washes) booking remote appointments
  • B2B payments when a full checkout process isn’t needed

Step 5: How Red Dragon Makes It Simple

Red Dragon Payment Links are purpose-built for the UAE market:

  • Create, send, and track links from one dashboard
  • Instant AED settlement (next-day in most cases)
  • Local acquirer partnerships for higher approval rates
  • Fraud protection and chargeback monitoring
  • Seamless upgrade path to full online gateway or POS terminal

🔗 Explore Red Dragon Payment Links to start sending secure payment requests today.

Related Guides

FAQs

Q1. Can I send a payment link without a business website?
Yes — you can accept card payments via secure Red Dragon links shared over WhatsApp, email, or SMS.

Q2. How secure are payment links?
They use PCI DSS Level 1 encryption and HTTPS to protect every transaction, matching bank-grade security standards.

Q3. How soon do I get paid after a customer pays?
Typically within one business day, depending on settlement cut-off times.

Q4. Can I customise my payment link page with branding?
Yes, Red Dragon merchants can upload a logo, business name, and custom message.

Q5. Are there fees for generating payment links?
No setup fee; you only pay the small per-transaction processing rate.

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