UAE Payment Industry

How to Send a Payment Link to Customers in the UAE

November 5, 2025
4-5 mins

Overview

For many small businesses in the UAE, setting up a full e-commerce website just to take payments isn’t practical. That’s where payment links come in — a fast, secure way to accept online card payments through SMS, email, or social media.

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In this guide, you’ll learn how payment links work, who can use them, and how to get started with Red Dragon’s simple setup.

Step 1: What Are Payment Links?

A payment link is a secure URL generated by your payment provider.
When your customer clicks it, they’re taken to a checkout page where they can pay by Visa, Mastercard, or mobile wallet (Apple Pay / Google Pay).

Each link is unique, contains the invoice or transaction amount, and can be shared through:

  • WhatsApp
  • SMS
  • Email
  • Social platforms (Instagram, Facebook, etc.)

This makes it ideal for businesses that don’t have a website but still want to collect card payments.

Step 2: Benefits of Using Payment Links in the UAE

  • Instant setup: Start accepting payments in minutes — no website integration required.
  • Low costs: Pay only per transaction; no hardware or hosting fees.
  • Secure and compliant: PCI DSS Level 1 encryption, UAE Central Bank-approved processors.
  • Multi-channel: Perfect for remote orders, delivery services, or freelancers.
  • Automatic tracking: Every transaction appears in your merchant dashboard for easy reconciliation.

Step 3: How to Create and Send a Payment Link

  1. Log in to your merchant dashboard.
  2. Enter payment details — customer name, amount, description.
  3. Generate link (one-click creation).
  4. Share it via WhatsApp, email, or your invoicing tool.
  5. Receive instant confirmation when the payment is completed.

Customers don’t need to download an app — they simply pay in a browser window.

Step 4: Ideal Use-Cases for Payment Links

  • Freelancers & consultants issuing invoices
  • Delivery businesses collecting payment before dispatch
  • Boutiques / social sellers taking Instagram or WhatsApp orders
  • Service providers (e.g., salons, car washes) booking remote appointments
  • B2B payments when a full checkout process isn’t needed

Step 5: How Red Dragon Makes It Simple

Red Dragon Payment Links are purpose-built for the UAE market:

  • Create, send, and track links from one dashboard
  • Instant AED settlement (next-day in most cases)
  • Local acquirer partnerships for higher approval rates
  • Fraud protection and chargeback monitoring
  • Seamless upgrade path to full online gateway or POS terminal

🔗 Explore Red Dragon Payment Links to start sending secure payment requests today.

Related Guides

FAQs

Q1. Can I send a payment link without a business website?
Yes — you can accept card payments via secure Red Dragon links shared over WhatsApp, email, or SMS.

Q2. How secure are payment links?
They use PCI DSS Level 1 encryption and HTTPS to protect every transaction, matching bank-grade security standards.

Q3. How soon do I get paid after a customer pays?
Typically within one business day, depending on settlement cut-off times.

Q4. Can I customise my payment link page with branding?
Yes, Red Dragon merchants can upload a logo, business name, and custom message.

Q5. Are there fees for generating payment links?
No setup fee; you only pay the small per-transaction processing rate.

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